The Federal Trade Commission (FTC) obtained a settlement from a federal district court in Los Angeles that bans four “mortgage modification scammers” from offering relief services, resolving charges that they deceived homeowners facing foreclosure. The settlements stem from an FTC complaint against HOPE Services and HAMP Services, which are based in Lake Forest, in Orange County. Pretending to be a “nonprofit” with government ties, HOPE and HAMP stole the mortgage payments of consumers who were promised mortgage modifications, deceptions that contributed to homeowner foreclosures and bankruptcies, the FTC said.